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Your taxes are going up. You just don’t know it yet.

Posted by | economy, indexed life insurance, tax strategies | No Comments

It’s only a question of when your taxes will go up, not if.  Here’s what the Washington Post recently reported:

Yet look out over the next 10 years, and it is also hard to find a scenario where the United States doesn’t raise taxes, potentially even on the middle class. The only alternatives may be for the country to significantly pull back on the country’s commitments to seniors and the poor, or to forfeit its global competitiveness.

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How the stock market can make you work an extra 13 years

Posted by | annuities, economy, indexed life insurance | No Comments

Over the last 14 years the markets have hit all time highs three times: March 2000, July 2007, and roughly where we are at now – June 2014.

What if you had turned 65 and decided to retire in the year 2000? As you’ll see in this video – the market ups and downs forced “Joe” – who had planned to work until age 65 – to work all the way to age 78.


To make matters worse, he still faces the same question today, with the markets at all time highs again, just like in March of 2000: What to do now? Read More

cah out 401k

$5.8 Billion in 401k early withdrawal penalties. Should companies provide a more liquid savings option?

Posted by | pension, retirement income, small business, tax strategies | No Comments

The IRS collected more than $5 billion in 2011 from penalties incurred by taxpayers who withdrew money from tax-deferred retirement accounts before the age of 59 1/2. The people who pay the penalty include younger workers who switch jobs and don’t bother to roll over their accounts and older workers who believe they have no place else to turn. The cash out factor occurs among all age groups: Read More

The difference between whole life and indexed life policy loans

Posted by | indexed life insurance, life insurance | No Comments

Whether you are trying to be your own bank or maximize tax free income, it is important to know the difference between loan provisions in whole life insurance and indexed life insurance. We also discuss what can go wrong with both types of policies. This video is part 2.
 

How policy loans work with whole life insurance and indexed life insurance from WealthForLife on Vimeo.

The difference between whole life and indexed life – video 1 of 2

Posted by | indexed life insurance, life insurance | No Comments

What is the difference between indexed life insurance and whole life insurance? Which one is better for income? For guarantees? This video looks at guarantees, flexibility and upside potential of whole life insurance and indexed life insurance. You’ll also see a summary of cash value over time and internal rate of return. This part 1 of a 2 part series.
 

The top three differences between whole life insurance and indexed life insurance from WealthForLife on Vimeo.