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The difference between whole life and indexed life policy loans

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Whether you are trying to be your own bank or maximize tax free income, it is important to know the difference between loan provisions in whole life insurance and indexed life insurance. We also discuss what can go wrong with both types of policies. This video is part 2.
 

How policy loans work with whole life insurance and indexed life insurance from WealthForLife on Vimeo.

The difference between whole life and indexed life – video 1 of 2

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What is the difference between indexed life insurance and whole life insurance? Which one is better for income? For guarantees? This video looks at guarantees, flexibility and upside potential of whole life insurance and indexed life insurance. You’ll also see a summary of cash value over time and internal rate of return. This part 1 of a 2 part series.
 

The top three differences between whole life insurance and indexed life insurance from WealthForLife on Vimeo.

100 years of the income tax

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It is tax day! Here are some key takeaways from the graphic below:

  • The gold bar is the tax rate paid by average Americans. The blue bar by the average CEO.
  • There has been much more fluctuation on what high income earners pay vs. the average American.
  • In 1980 income over $80,000 was taxed at 50%!
  • What’s in store for the next 100 years?

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How to have confidence in a rigged market

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What strategies can you implement to keep your money growing in a rigged market?

This is part 2 of of our weekly radio show. If you missed part 1, here is the link: http://wealthforlife.net/market-rigged-surprised-part-1/

We know the market operates the way it does. However, we can lose money by just sitting on the sidelines. There are certainly ways to grow your wealth and have protections. Read More

The market is rigged! Are you surprised? Part 1

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On this week radio show we discuss Michael Lewis’s new book Flash Boys and the his claim that the market is rigged.

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The U.S. stock market is rigged in favor of high-speed electronic trading firms, which use their advantages to extract billions from investors, according to Michael Lewis, author of a new book on the topic, “Flash Boys: A Wall Street Revolt.” Read More

Market trends and how they affect your wealth: Part 2 of 2

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Strategies for long term bear markets to keep your wealth growing.

Since we have seen how long bear markets can last and that most investors don’t have a 100+ year time horizon, we need to plan for bear markets that could fall into your peak saving years and income years.

There are strategies to overcome this and keep your wealth growing using real estate, investments and insurance products. Today we will focus on the using index crediting strategies in insurance products.

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Building income streams Part 3 of 3 – The myth of Be Aggressive

Posted by | annuities, economy, indexed life insurance, retirement income, small business | No Comments

In this final segment we discuss how to take chunks of money you have saved and create income for life. The younger you start this process the better. The great fiction you hear from financial media is that when you are young you need to be aggressive.  This is not based on any fundamentals and not is it true. There is no one-size-fits-all advice. Read More