The Wealth For Life Blog and Podcast
Strategies for Tax Protection, Wealth Building and Income PlanningPlanning For Inflation During Retirement
Many investors are facing a big dilemma with inflation once they enter retirement. The dangers lies with annuity payouts that provide no protection from inflation. This is usually never discussed when the annuity is sold and can come back to bite the investor hard...
Retirement Taxation Pitfalls & Opportunities
Most Americans are heading down the path of having to pay more an higher taxes come retirement time. With tax free life insurance, it simply means paying taxes now rather than paying them all at once during retirement. There are many benefits in investing in tax free...
Indexed universal life background and upside potential
Topics and short clips from our radio shows: How did you get introduced to indexed life insurance? The Wealth For Life philosophy. Are big gains in indexed life insurance policies possible? Total Time: 4min 35sec
Detroit Bankruptcy Where Does Arizona Stand?
With Detroit recently declaring the city Bankrupt, many people are wondering where does Arizona stand with pension programs? Retirees in the state of Arizona are now concerned about pension programs and 401k programs and suffering market losses. Thankfully Arizona is...
The difference between whole life and indexed universal life
Topics and short clips from our radio shows: What's the difference between indexed life, whole life and variable life? What is the upside potential and costs? Can indexed life insurance be used at my company? Total Time: 5min 49sec
The tax deferral problem
Topics and short clips from our radio shows: Doesn't a 401k or Defined Benefit Plan save me money? (It depends. It could cost you more.) Won't I be in a lower tax bracket at retirement? (The media says yes, reality....not so much.) If I pay taxes now, don't I have...
How money grows in an indexed life policy
Topics and short clips from our radio shows: How money grows in an indexed life policy. The importance of a built in floor to protect you from losses. Real gains vs. just recovering what you lost. Total Time: 2min 10sec
Tax diversification and your 401k
Radio show highlights: Tax Diversification – Taxable vs. Tax Free Is deferring taxes in your 401k a good thing? Three basics ways to get tax free income Total time: 2 min 44 sec
Is indexed life insurance a good investment?
Topics and short clips from our radio shows: Is indexed life insurance a good investment? How to build the most cash value by buying the least amount of insurance Why most life insurance policies don't make money Total Time: 1min 05sec
What to look for in indexed universal life and mistakes to avoid
Topics and short clips from our radio shows: What to look for in setting up indexed life insurance. Agent mistakes can cost you a small fortune. Index strategies to capture upside. Total Time: 3min 28sec
Three steps attorneys can take to maximize wealth
Attorneys are constantly short on time. This can make planning for retirement a challenge and maximizing wealth a challenge. It is very easy just to do what everyone else is doing even though that may not be the best thing. Here are three steps attorneys can take to...
2013 Workers Compensation CLE Program
Thank you to the entire staff at the State Bar of Arizona for hosting a wonderful event this past week in Prescott. It was nice meeting all the attorneys and we appreciate all the kind words and positive feedback. We look forward to being part of more events in the...
The challenges attorneys face in retirement planning
Here is a recent interview I did with the Legal Broadcast Network covering some of the challenges attorneys can face when planning and some of the potential solutions that can help maximize wealth. Attorney Retirement Wealth For Life | Denver Nowicz Scottsdale Arizona...
The Hidden Gamble in 401k and Defined Benefit Plans
A defined benefit plan or 401k plan is a great way to shelter money from taxes. While the benefits are well established, a key omission is you have to pay those taxes later. Will taxes be lower or higher in the future? As recently as 1978 income over $200k was taxed...
Join us at Fleming’s Steakhouse for an introduction to our wealth building strategies
Fleming's Steak House - December 4th from 6:30-8:30 pm Event topics: The importance of tax diversification – having taxable and tax free sources of income and the use of life insurance to create tax free income streams. An in-depth analysis of index life policy growth...
How to Preserve a Family Fortune Through Tax Tricks
The Friday Visual: How to Preserve a Family Fortune Through Tax Tricks America's richest families have found ways to avoid estate taxes through legal loopholes that allow them to pass money to their heirs tax-free. Here are examples of the three tax maneuvers. ...
Inflation – Five key things to know
1) Inflation Is Part of the Federal Reserve’s Monetary Policy A January 25, 2012 press release from the Board of Governors of the Federal Reserve stated: “The Committee judges that inflation at the rate of 2 percent, as measured by the annual change in the price index...
Life Insurance As An Investment Tool
With the uncertainty in the market these days and the ever looming threat of increased taxes, many investors are looking for alternative strategies to grow wealth. Strategies that can provide protection from market downturns without sacrificing growth and strategies...