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economy

Your taxes are going up. You just don’t know it yet.

Posted by | economy, indexed life insurance, tax strategies | No Comments

It’s only a question of when your taxes will go up, not if.  Here’s what the Washington Post recently reported:

Yet look out over the next 10 years, and it is also hard to find a scenario where the United States doesn’t raise taxes, potentially even on the middle class. The only alternatives may be for the country to significantly pull back on the country’s commitments to seniors and the poor, or to forfeit its global competitiveness.

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How the stock market can make you work an extra 13 years

Posted by | annuities, economy, indexed life insurance | No Comments

Over the last 14 years the markets have hit all time highs three times: March 2000, July 2007, and roughly where we are at now – June 2014.

What if you had turned 65 and decided to retire in the year 2000? As you’ll see in this video – the market ups and downs forced “Joe” – who had planned to work until age 65 – to work all the way to age 78.


To make matters worse, he still faces the same question today, with the markets at all time highs again, just like in March of 2000: What to do now? Read More

How to have confidence in a rigged market

Posted by | economy, retirement income | No Comments

What strategies can you implement to keep your money growing in a rigged market?

This is part 2 of of our weekly radio show. If you missed part 1, here is the link: http://wealthforlife.net/market-rigged-surprised-part-1/

We know the market operates the way it does. However, we can lose money by just sitting on the sidelines. There are certainly ways to grow your wealth and have protections. Read More

The market is rigged! Are you surprised? Part 1

Posted by | economy, retirement income | No Comments

On this week radio show we discuss Michael Lewis’s new book Flash Boys and the his claim that the market is rigged.

Take our quick survey…

This poll is closed! Poll activity:
start_date 09/04/2014 08:23:46
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Are you surprised the stock market is rigged?

 

The U.S. stock market is rigged in favor of high-speed electronic trading firms, which use their advantages to extract billions from investors, according to Michael Lewis, author of a new book on the topic, “Flash Boys: A Wall Street Revolt.” Read More

Market trends and how they affect your wealth: Part 2 of 2

Posted by | economy, retirement income | No Comments

Strategies for long term bear markets to keep your wealth growing.

Since we have seen how long bear markets can last and that most investors don’t have a 100+ year time horizon, we need to plan for bear markets that could fall into your peak saving years and income years.

There are strategies to overcome this and keep your wealth growing using real estate, investments and insurance products. Today we will focus on the using index crediting strategies in insurance products.

Download (PDF, 208KB)

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Building income streams Part 3 of 3 – The myth of Be Aggressive

Posted by | annuities, economy, indexed life insurance, retirement income, small business | No Comments

In this final segment we discuss how to take chunks of money you have saved and create income for life. The younger you start this process the better. The great fiction you hear from financial media is that when you are young you need to be aggressive.  This is not based on any fundamentals and not is it true. There is no one-size-fits-all advice. Read More

Building Income Streams part 2 of 3 – Case Studies

Posted by | annuities, economy, indexed life insurance, Inflation, life insurance, retirement income | No Comments

Build income streams you can access before and after age 59.5. Also have multiple sources of capital you can access without restriction (like you will find in 401k/IRA). This can give you better access to your money to handle the ups and downs of life.

In this segment we also go over specific case studies comparing income streams from defined benefit plans and 401ks to tax free income from indexed universal life insurance plans. Successful professionals are increasingly building alternative income streams they can access before traditional retirement age. Read More

Building Income Streams part 1 of 3 – Critical Planning Steps

Posted by | annuities, economy, indexed life insurance, Inflation, retirement income | No Comments

Income planning is not just for retirement. What happens if you want to access your money early and everything you have saved is in a 401k? With the exceptions of emergencies you are stuck until you reach age 59.5 in most cases.

What if you want to go part time or start a business? What if you get laid off and can replace all your income? Having income streams you can access without the government penalties could be a good idea to incorporate in your planning process. Read More