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Detroit Bankruptcy Where Does Arizona Stand?

by Denver Nowicz | Oct 7, 2013 | economy, pension, retirement income

With Detroit recently declaring the city Bankrupt, many people are wondering where does Arizona stand with pension programs? Retirees in the state of Arizona are now concerned about pension programs and 401k programs and suffering market losses. Thankfully Arizona is...

The difference between whole life and indexed universal life

by Denver Nowicz | Oct 6, 2013 | indexed life insurance, life insurance, retirement income, tax strategies

Topics and short clips from our radio shows: What’s the difference between indexed life, whole life and variable life? What is the upside potential and costs? Can indexed life insurance be used at my company? Total Time: 5min 49sec  ...

The tax deferral problem

by Denver Nowicz | Oct 4, 2013 | life insurance, retirement income, small business, tax strategies

Topics and short clips from our radio shows: Doesn’t a 401k or Defined Benefit Plan save me money? (It depends. It could cost you more.) Won’t I be in a lower tax bracket at retirement? (The media says yes, reality….not so much.) If I pay taxes now,...

How money grows in an indexed life policy

by Denver Nowicz | Oct 3, 2013 | indexed life insurance, life insurance, tax strategies

Topics and short clips from our radio shows: How money grows in an indexed life policy. The importance of a built in floor to protect you from losses. Real gains vs. just recovering what you lost. Total Time: 2min 10sec

Tax diversification and your 401k

by Denver Nowicz | Oct 2, 2013 | life insurance, retirement income, tax strategies

Radio show highlights: Tax Diversification – Taxable  vs. Tax Free Is deferring taxes in your 401k a good thing? Three basics ways to get tax free income Total time: 2 min 44 sec
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Denver Nowicz – President, Wealth For Life

✓ Fiduciary: Your best interest above all
✓ Independent: Not beholden to any strategy or idea
✓ 18 year Adviser: President of Wealth For Life

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Investment advisory services offered through LifePro Asset Management, LLC, a registered investment adviser. For registration information on our firm, please go to https://adviserinfo.sec.gov/ and search for LifePro Asset Management, LLC or by our CRD # 285252. Advisory services are only offered to clients or prospective clients where LifePro Asset Management, LLC and its representatives are properly licensed or exempted. Guarantees provided by insurance products are backed by the claims paying ability of the issuing carrier. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by carrier. Annuities are NOT FDIC insured. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Advisor), will be profitable or equal any historical performance level(s). Information throughout this internet site, whether charts, articles, or any other statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user.