by Denver Nowicz | Mar 26, 2014 | economy, retirement income
Can your wealth survive a long term bear market? What are the odds this happens? History shows that the equity market enters long periods of high returns, followed by lengthy periods of lower ones. These periods are called secular trends. There are two kinds of...
by Denver Nowicz | Mar 7, 2014 | annuities, economy, indexed life insurance, retirement income, small business
In this final segment we discuss how to take chunks of money you have saved and create income for life. The younger you start this process the better. The great fiction you hear from financial media is that when you are young you need to be aggressive. This is not...
by Denver Nowicz | Mar 7, 2014 | annuities, economy, indexed life insurance, Inflation, life insurance, retirement income
Build income streams you can access before and after age 59.5. Also have multiple sources of capital you can access without restriction (like you will find in 401k/IRA). This can give you better access to your money to handle the ups and downs of life. In this segment...
by Denver Nowicz | Mar 7, 2014 | annuities, economy, indexed life insurance, Inflation, retirement income
Income planning is not just for retirement. What happens if you want to access your money early and everything you have saved is in a 401k? With the exceptions of emergencies you are stuck until you reach age 59.5 in most cases. What if you want to go part time or...
by Denver Nowicz | Feb 24, 2014 | economy, retirement income
Before the market crashed in 2008, very few in the financial media were recommending take your gains and go. The system doesn’t work that way. Today people are worried about losing what they have gained in the latest recovery. We will also discuss a recent article:...
by Denver Nowicz | Jan 2, 2014 | economy, retirement income
Here is a brief background of Denver Nowicz and his successful wealth building philosophy.