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Growing your money while protecting it from losses

by Denver Nowicz | Jan 14, 2014 | indexed life insurance

This is a detailed look at how index crediting strategies work inside and index universal life insurance policy and how they can perform in up, down or flat markets.

The 401k Tax Deception Part I

by Denver Nowicz | Jan 8, 2014 | indexed life insurance, life insurance, pension, retirement income, small business, tax strategies

People have been told they can save money in taxes by maxing out a 401k or Defined Benefit Plan. These plans are not tax savings plans. You still have to pay the taxes in the future when you take out money. High income earners could end up paying more in taxes by...

Radio Highlights: Indexed Life Insurance Critical Growth Factors

by Denver Nowicz | Dec 3, 2013 | indexed life insurance, life insurance, tax strategies

Topics and short clips from our radio show: Are markets going to keep rising? Strategies for up, down and flat markets. Indexed life insurance: The two most important growth factors.   Indexed Life Insurance – Two most important growth factors from...

How fees and taxes can make you run out of money

by Denver Nowicz | Nov 7, 2013 | indexed life insurance, retirement income, tax strategies

Fees and taxes on your retirement accounts can suck away hundreds of thousands of dollars. The impact is much larger than most people realize. This short video gives a quick overview and shows how to you can use indexed life insurance to reduce fees and taxes.

Indexed life insurance costs and charges

by Denver Nowicz | Nov 4, 2013 | indexed life insurance, life insurance, retirement income, tax strategies

Topics and short clips from our radio shows: Indexed life insurance policy costs and charges. Setting indexed life up wrong can cost you. The costs going in give you tax free income for life. Total Time: 2min 8sec  ...

What goes up, must come down

by Denver Nowicz | Oct 29, 2013 | annuities, indexed life insurance

Many investors are feeling great about recovering what they lost in the market crash of 2008 and even the crash of 2001 to 2003. But a sentiment I often hear now from investors is “I’ve recovered what I lost and I don’t want to go through that again....
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Denver Nowicz – President, Wealth For Life

✓ Fiduciary: Your best interest above all
✓ Independent: Not beholden to any strategy or idea
✓ 18 year Adviser: President of Wealth For Life

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Investment advisory and financial planning services are offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm, nor does it indicate that the adviser has attained a particular level of skill or ability. Insurance, Consulting and Education services offered through Wealth For Life.Wealth For Life is a separate and unaffiliated entity from Simplicity Wealth. https://www.simplicitywealth.com/wp-content/uploads/2025/04/ADV-3-Simplicity-Wealth-March-2025-Final.pdf