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Detroit Bankruptcy Where Does Arizona Stand?

by Denver Nowicz | Oct 7, 2013 | economy, pension, retirement income

With Detroit recently declaring the city Bankrupt, many people are wondering where does Arizona stand with pension programs? Retirees in the state of Arizona are now concerned about pension programs and 401k programs and suffering market losses. Thankfully Arizona is...

The difference between whole life and indexed universal life

by Denver Nowicz | Oct 6, 2013 | indexed life insurance, life insurance, retirement income, tax strategies

Topics and short clips from our radio shows: What’s the difference between indexed life, whole life and variable life? What is the upside potential and costs? Can indexed life insurance be used at my company? Total Time: 5min 49sec  ...

The tax deferral problem

by Denver Nowicz | Oct 4, 2013 | life insurance, retirement income, small business, tax strategies

Topics and short clips from our radio shows: Doesn’t a 401k or Defined Benefit Plan save me money? (It depends. It could cost you more.) Won’t I be in a lower tax bracket at retirement? (The media says yes, reality….not so much.) If I pay taxes now,...

Tax diversification and your 401k

by Denver Nowicz | Oct 2, 2013 | life insurance, retirement income, tax strategies

Radio show highlights: Tax Diversification – Taxable  vs. Tax Free Is deferring taxes in your 401k a good thing? Three basics ways to get tax free income Total time: 2 min 44 sec

Is indexed life insurance a good investment?

by Denver Nowicz | Sep 28, 2013 | life insurance, retirement income, tax strategies

Topics and short clips from our radio shows: Is indexed life insurance a good investment? How to build the most cash value by buying the least amount of insurance Why most life insurance policies don’t make money Total Time: 1min...

What to look for in indexed universal life and mistakes to avoid

by Denver Nowicz | Sep 25, 2013 | indexed life insurance, life insurance, retirement income, tax strategies

Topics and short clips from our radio shows: What to look for in setting up indexed life insurance. Agent mistakes can cost you a small fortune. Index strategies to capture upside. Total Time: 3min 28sec  
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Denver Nowicz – President, Wealth For Life

✓ Fiduciary: Your best interest above all
✓ Independent: Not beholden to any strategy or idea
✓ 18 year Adviser: President of Wealth For Life

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Investment advisory and financial planning services are offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm, nor does it indicate that the adviser has attained a particular level of skill or ability. Insurance, Consulting and Education services offered through Wealth For Life.Wealth For Life is a separate and unaffiliated entity from Simplicity Wealth. https://www.simplicitywealth.com/wp-content/uploads/2025/04/ADV-3-Simplicity-Wealth-March-2025-Final.pdf